Hurdlefly
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Name: Chris
Metro: Berkeley


Interests: Personal Finance
Occupation: Financial Services/Student


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AIM: Hurdlefly


Member Since: 9/28/2005

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Thursday, December 13, 2007

Devote more time for work or school?

My grades slid this term. I have a chance to finish the series of classes next term, but if they lead me to somewhere bigger I gotta get more out of them than just the bare motions.

On the other hand, work at the bank is going well. I bike there in 6 minutes and most aspects are better than any I've had in the past. It's nice to have a good work situation for once. The main 3 problems are it's only tangibly-related to my financial planning classes, the branch manager (when present) is out of sync with the rest of us and gets under our skin, and the pay is worse than a teachers'. Every hour I sacrifice for class is money not going into my 401k and easy experience not gotten. The pay barely covers rent as it is.

Next year's office budget calls for me to have reduced hours, but I can choose anywhere from 21-37 hours. At 3.5 months now, my time on the job is too young to leave.

Maybe I should flip a coin.


Wednesday, November 07, 2007

Lost $700 today in the stock market...OUCH!

Next few days should be interesting for me:

Thursday (day off work): Be guinea pig for $50 for experimental contact lenses study. Appts at 8am, 11am, and 2pm. From 9am-11am = Study for Estate Planning final. 12pm-2pm = take BART to get car out of SL shop. 3pm-4pm = Pickup textbooks from UPS center cuz they COULDN'T JUST LEAVE IT ON THE DOORMAT WITH THE NEWSPAPER. 5:30pm-7:30pm = Estate Planning final

Friday: Work all day. Study for Insurance midterm at night.

Saturday: Work 8:30am-1:30pm. Lunch with Jodie at 2:30pm. USC-Cal football game 5pm-9pm.

Sunday: Drive to SoCal 4am-10am. Go to Six Flags Magic Mtn with cousins all day.

Monday (work holiday): Drive back 10am-4pm. Interview someone for Insurance class project 5pm-7pm. Study for Insurance midterm at night.

Tuesday: Work all day. Insurance midterm 5:30pm-8:30pm.


Life rocks!



Monday, November 05, 2007




Ok, I vow never to get on the cases of people who don't update their blogs! Life's exhausting enough without getting your days down on "paper" regularly. Anyway, my finance classes now include Estate Planning (KILLER, haha), I work 40+ hrs on a 21-hour contract, and several friends and I have watched Cal football badly fade again.

Last week I threw my life savings into the stock market, including (get this) a College Savings 529 plan for my unborn children! Haha! Hey, tax-free compound interest is great while still in the 10-15% brackets. When you make as little as I do, you gotta plan "well" (translation: MADLY) to keep up with or ahead of your big-paycheck peers.  Since the market's lagging though, I've lost already $300.

Work's mostly pleasant. Good training, supportive branch team, and TONS of on-the-job learning. Can never get really comfortable or opt out of stuff like office parties; there's always something we are measured against on top of the job itself. Can't ask for a better environment, but you never know...just hope things continue to be encouraging in good and bad times.

Currently Reading
Beyond the Grave revised edition: The Right Way and the Wrong Way of Leaving Money To Your Children (and Others)
By Gerald M. Condon
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Monday, September 03, 2007

45-31 !  


Tuesday, August 28, 2007



Wow, pretty tired. Life has sped up so much; now I know what my summer classmates meant when they couldn't imagine taking 3 night courses and work full-time. LA was sweet and took up my whole weekend. Most of my cousins are in high school now and really mellow. Given our already solid family, I hope their personalities and leadership develop so they don't have a bad experience like seemingly everyone else did except Michael Gates and me.



Work is very pleasant. I'm taking as many hours as I can, but with night activities (seeing friends, attending classes, or chatting on AIM too late) I'm so exhausted. Ironically life seemed so slow during unemployment even though my massive sleeping hours made the day shorter. Now I'm awake so much and the fun is just beginning...1) football season is here, 2) more classes start soon, 3) there's still that itch to find a chess club and 4) oh yeah, start going to the gym more. Stay tuned!

Football tickets set!
9/1 vs. Tennessee: Lauren
9/15 vs. La Tech: Jimmy
9/22 vs. AZ: Sachi
10/13 vs. OSU: David
11/3 vs. WSU: Virgilyn
11/10 vs. U$C: Jodie




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